Financial Mortgage

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

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Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Our experienced and friendly Loan Officers are here to guide with mortgage advice that best suits your financial needs. We offer a wide variety of loan options and constantly strive to keep our borrowers educated as they move through the loan process.

Our mortgage calculators help you hone in on the loan options that are best for you. From estimating your monthly mortgage payment to exploring the down payment options between Conventional and FHA loans, we have the tools you need.

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Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015 . Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

If buying a home is your dream, we can help make it come true. First National works exclusively with mortgage brokers to support their clients with competitive mortgage solutions, simplified mortgage management and personalized service. We care about your experience and support you in making confident and convenient mortgage decisions.

Get a mortgage, low down payment mortgage, jumbo mortgage or refinance your home with Chase. In our Learning Center, you can see today's mortgage rates and calculate what you can afford with our mortgage calculator before applying for a mortgage.

Whether you choose to work with a financial advisor and develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. Check here for the latest J.P. Morgan online investing offers, promotions, and coupons.

Fact: While mortgage rates might be close, they are not always the same from one mortgage lender to another. There are multiple factors that determine interest rates and many vary from company to company.

APR calculation for a 30-year fixed rate purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 25% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.

APR calculation for a 30-year fixed rate FHA purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 3.5% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.

APR calculation for a 30 fixed rate VA purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas: a 0% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active-duty military.

APR calculation for a 15-year fixed rate purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 25% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.

APR calculation for a 30-year fixed rate mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 20% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.

Within each type of mortgage, borrowers have the option to buy discount points to buy their interest rate down. Points are essentially a fee that borrowers pay up front to have a lower interest rate over the life of their loan. When comparing mortgage rates, make sure you are comparing rates with the same number of discount points for a true apples-to-apples comparison.

If you have a mortgage, you still own your home (and not the bank). Your bank may have loaned you money to purchase the house, but rather than owning the property, they impose a lien on it (the house is used as collateral, but only if the loan goes into default). If you default and foreclose on your mortgage, however, the bank may become the new owner of your home.

The price of a home is often far greater than the amount of money that most households save. As a result, mortgages allow individuals and families to purchase a home by putting down only a relatively small down payment, such as 20% of the purchase price, and obtaining a loan for the balance. The loan is then secured by the value of the property in case the borrower defaults.

Mortgages are offered by a variety of sources. Banks and credit unions often provide home loans. There are also specialized mortgage companies that deal only with home loans. You may also employ an unaffiliated mortgage broker to help you shop around for the best rate among different lenders.

Mortgage rates valid as of date/time and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5y/6m ARM, 7 years for a 7y/6m ARM and 10 years for a 10y/6m ARM; the 6m shows that the interest rate is subject to adjustment once every six months thereafter). Select the About ARM rates link for important information, including estimated payments and rate adjustments

The annual cost of a loan to a borrower. Like an interest rate, an APR is expressed as a percentage. Unlike an interest rate, however, it includes other charges or fees (such as mortgage insurance, most closing costs, points and loan origination fees) to reflect the total cost of the loan.

An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as mortgage points or discount points. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000).

The estimated monthly payment includes principal, interest and any required mortgage insurance (for borrowers with less than a 20% down payment). The payment displayed does not include amounts for hazard insurance or property taxes which will result in a higher actual monthly payment. If you have an adjustable-rate loan, your monthly payment may change once every six months (after the initial period) based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index, published daily by the New York Fed. Note: Bank of America is not affiliated with the New York Fed. The New York Fed does not sanction, endorse, or recommend any products or services offered by Bank of America.

Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Treasury-Index (T-Bill) or the Secured Overnight Financing Rate (SOFR) published daily by the New York Fed. Bank of America ARMs generally use SOFR as the basis for ARM interest rate adjustments. Note: Bank of America is not affiliated with the New York Fed. The New York Fed does not sanction, endorse, or recommend any products or services offered by Bank of America.

In order to provide you with the best possible rate estimate, we need some additional information. Please contact us in order to discuss the specifics of your mortgage needs with one of our home loan specialists.

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Trying to plan what your payment may look like? Are you renting and want to compare your current rent to an estimated mortgage? We want to give you the tools to plan ahead by providing our Monthly Payment Calculator. 041b061a72